ARE CURRENT PRUDENTIAL NORMS OF ASSET CLASSIFICATION FOR MSME SECTOR’S RELEVANT ?? Bank’s/ FI declare Loan Accounts NPA if there is any overdue beyond 90 days. This write up is
DEBT RESTRUCTURING – BEYOND OTR #restructuring #loanrestructuring Immediately after my webinar on OTR, I got a call from one of the businessmen. His Loan is standard, and he is finding
HOW NBFC & OTHER SUCH INSTITUTIONS CAN HELP SME’S INSTANTLY BEYOND ECL AND OTR FRAMEWORK SL NO HEADS SUGGESTIONS/ RECOMMENDATIONS 1 Topping up on existing loan Small Term Loans/ Business
#OTR #restructuring #loanrestructuring K V Kamath committee’s recommendations on OTR to RBI, evaluates current banks/ FI lending situation and reflects that Approx. 72% of total lending (more than 50 lacs
CA SUNIL K PANDEY
CA, CMA, IIM C
With over 11 years of experience in banking and corporate finance, Sumit Sharma has worked with global brands like Deloitte, Mahindra World SEZ, and USA-based IT firms, gaining exposure across India, the Middle East, and international markets .His expertise spans financial structuring, process optimization, and tech driven automation, with a strong track record in ERP implementation, cost retaionalization, and corporate finance reforms. He has successfully led debenture issuances backed by land mortgages and drive cross-departmental financial efficiency initiatives.
A member of ICAI and ICSI, with an L.L.B(Professional) from the University of Rajasthan, Jaipur, Sumit Sharma brings a unique blend of finance, law and technology to the table. His Strategic approach to financial transformation and governance has helped busniesses streamline operations and scale effectively.
